Why should we buy health insurance? Does Health Insurance matter?

 

Why should we buy health insurance? Does Health

Insurance matter?

Health insurance is important to have in order to protect yourself and your family from unexpected medical costs. It can help cover the costs of hospital stays, prescription drugs, and other medical expenses. Having health insurance can also help you access preventive care, such aas regular check-ups and screenings, which can help you stay healthy and catch any

potential health issues early.

1. Insufficient supplementary medical insurance

Medical insurance is Health insurance launched by the state or a privately held insurance company like The United Insurance Company and benefits the public. Although medical insurance is very affordable, its protection is not very strong, and there are many places where protection responsibilities are lacking, such as the purchased medicines for the treatment of some serious diseases. Medicare cannot be reimbursed.

And some treatment methods with better effects, such as proton heavy ion therapy, are not covered by medical insurance.

The million-dollar medical insurance in health insurance can supplement the shortage of medical insurance to a large extent. Many million-dollar medical insurances on the market have protection responsibilities such as proton heavy ions and outsourced drugs, allowing consumers to enjoy higher-end treatment services. Here is a highly recommended health insurance from The United Insurance Company of Pakistan that has maximum coverage and many know hospitals on their panel.

2. Make up for lost revenue

The phrase "If one person falls ill, a family falls" reflects the reality that major diseases have a heavy blow on individuals and families. Generally, it costs a lot of money to treat major diseases, and during the illness, the patient cannot work. It is difficult to guarantee economic income and the quality of family life.

It can be seen that major diseases will not only destroy the patient himself but also destroy the entire family one after another.

The critical illness insurance in the health insurance can pay a one-time insurance payment to the insured who suffers from the contracted disease. This insurance payment can be freely used by the patient and can be used for rehabilitation and living expenses. If the family has debts, it can also be used. Take it to pay off the debt. With critical illness insurance, even if someone in the family suffers from a serious illness, the entire family will not fall into too much economic crisis and the quality of life will not change too much.